YOUNG AND COOL wont insure me
Moderators: IMC, Club Staff
-
- Veteran Mechanic
- Posts: 1046
- jedwabna poszewka promocja
- Joined: Mon Feb 12, 2007 6:00 pm
- Location: Brisbane
- mr-charisma
- Oldtimer
- Posts: 4020
- Joined: Wed Jul 06, 2005 5:00 pm
- Location: Brisbane, Australia
What insurance company are you with? Mines with Just Cars, & they would only insure it on market value (Redbook) Wanted to insure it for more but it was enough of a hassle getting them to bump it up to $14,700 & they wouldn't budge from that..Delvance wrote:That's pretty low...wouldn't cover the cost of replacing it for something similar =/
Mine's honestly insured for 26k with just a few accessories. Downside is the premium is also quite high (apparently i live in a sketch neighbourhood )
- Delvance
- Veteran Mechanic
- Posts: 1194
- Joined: Wed Nov 15, 2006 6:00 pm
- Location: Sydney South
Custom car insurance, specialist dvision of GIO. Choice of repairer, free windscreen, was $600 cheaper than justcars for me and excess was $500 lower. Can't get better than that
FYI
97 manual gpx, when insured had 60000kms or so
cd player and speakers
window tinting
sports suspension
sports air intake
exhaust
Covered for $25952 iirc
Premium is $2950, for in sketchy neighbourhood.
Perhaps i got lucky ?? o.0
Needless to say, i asked the phone operator to read the amount again then instantly took it. Got it in paper and everything.
FYI
97 manual gpx, when insured had 60000kms or so
cd player and speakers
window tinting
sports suspension
sports air intake
exhaust
Covered for $25952 iirc
Premium is $2950, for in sketchy neighbourhood.
Perhaps i got lucky ?? o.0
Needless to say, i asked the phone operator to read the amount again then instantly took it. Got it in paper and everything.
- FTO99R
- Grease Monkey
- Posts: 175
- Joined: Mon Aug 27, 2007 5:00 pm
- Location: NSW
- mr-charisma
- Oldtimer
- Posts: 4020
- Joined: Wed Jul 06, 2005 5:00 pm
- Location: Brisbane, Australia
I'll keep them in mind for when my insurance is up for renewal next year.. do you have their phone number? Just tried their website ( www.customcarinsurance.com.au ) & you need a login for it.. & the main GIO website doesn't say anything about Custom Car Insurance..
I think $2950 would be a bit more than I want to spend ... could buy a new FTO in a few years at those rates.. I think I'd rather spend the $$ on accessories
I think $2950 would be a bit more than I want to spend ... could buy a new FTO in a few years at those rates.. I think I'd rather spend the $$ on accessories
- mr-charisma
- Oldtimer
- Posts: 4020
- Joined: Wed Jul 06, 2005 5:00 pm
- Location: Brisbane, Australia
I'm with Just Cars (I even think what I'm paying now is a rip off.. pretty sure this will be the last year I'll have full comp given the way Redbook prices are going ... 'tis screwed), but actually I think my excess oculd be $1000 ... normal excess of $500 & age excess of $500 .. not sure thoughFTO99R wrote:Who are you with? That would be a huge saving for me!mr-charisma wrote:mines insured for i think just under $15k (got them to bump it up from 10-11k)
21 years old (22 in a couple of weeks), clean driving history, 17' wheels, air intake & extractors
$1070 per year + $500 excess
- Richy
- Mechanic
- Posts: 517
- Joined: Mon Dec 18, 2006 6:00 pm
- Location: Sydney
- FTO99R
- Grease Monkey
- Posts: 175
- Joined: Mon Aug 27, 2007 5:00 pm
- Location: NSW
-
- Oldtimer
- Posts: 1554
- Joined: Wed Mar 29, 2006 6:00 pm
Young n Cool insure over 30's? I thought their policy is 30 and under?Richy wrote:I am with young n cool...insured value only $11k though. Premium is $800
but i am 31, max NCB, 1x 15-30km speeding record.
thinking to try Shanon later when insurance comes to renewal as there are a few things in the car now....
Also i heard you mention no carage, shannons requires you to have one.
- Delvance
- Veteran Mechanic
- Posts: 1194
- Joined: Wed Nov 15, 2006 6:00 pm
- Location: Sydney South
Here's the numbermr-charisma wrote:I'll keep them in mind for when my insurance is up for renewal next year.. do you have their phone number? Just tried their website ( www.customcarinsurance.com.au ) & you need a login for it.. & the main GIO website doesn't say anything about Custom Car Insurance..
I think $2950 would be a bit more than I want to spend ... could buy a new FTO in a few years at those rates.. I think I'd rather spend the $$ on accessories
1300 651 229
Just remember if you have a clean driving history, they should beat whatever just cars is giving you and it's choice of repairer. Few ppl have had bad experiences with justcars repairers (things not lining up at all etc).
- Richy
- Mechanic
- Posts: 517
- Joined: Mon Dec 18, 2006 6:00 pm
- Location: Sydney
i started my policy when i was 30...Young n Cool insure over 30's? I thought their policy is 30 and under?
Also i heard you mention no carage, shannons requires you to have one.
dunno about shanon with the garage thing...i have lockable backyard (will have portable carport)...hopefully they will consider...